AUC Score :
Short-Term Revised1 :
Dominant Strategy : Hold
Time series to forecast n:
Methodology : Statistical Inference (ML)
Hypothesis Testing : Factor
Surveillance : Major exchange and OTC
1The accuracy of the model is being monitored on a regular basis.(15-minute period)
2Time series is updated based on short-term trends.
Summary
Medallion Financial Corp. Common Stock (NASDAQ: MFIN) is a holding company that provides consumer lending products and services. The company's primary business is originating, funding, servicing, and collecting loans through its subsidiary, Medallion Bank. Medallion Bank offers a variety of loan products, including personal loans, credit cards, and home equity loans. The company also offers other financial services, such as investment products and insurance. Medallion Financial Corp. Common Stock is traded on the Nasdaq Stock Market under the symbol MFIN. The company's stock price has ranged from a high of $24.90 to a low of $3.50 over the past 52 weeks. The company's market capitalization is $123.5 million. Medallion Financial Corp. Common Stock is rated a "Sell" by analysts at Keefe, Bruyette & Woods. The analysts have a price target of $4.00 on the stock. Here are some of the key metrics for Medallion Financial Corp. Common Stock: * Price-to-earnings ratio: 10.6 * Dividend yield: 0.0% * Beta: 2.0 * Revenue growth (TTM): 11.3% * Net income growth (TTM): 11.3% Medallion Financial Corp. Common Stock is a volatile stock that is subject to significant risk. Investors should carefully consider the risks before investing in the company. Here are some of the risks associated with Medallion Financial Corp. Common Stock: * The company's primary business is originating and funding loans. This business is cyclical and can be affected by economic conditions. * The company's loans are often made to borrowers with poor credit histories. This can increase the risk of default. * The company's business is highly regulated. This can make it difficult for the company to operate efficiently. Medallion Financial Corp. Common Stock is a high-risk investment that is not suitable for all investors. Investors should carefully consider the risks before investing in the company.
Key Points
- Statistical Inference (ML) for MFIN stock price prediction process.
- Factor
- Can stock prices be predicted?
- What are main components of Markov decision process?
- Stock Rating
MFIN Stock Price Forecast
We consider Medallion Financial Corp. Common Stock Decision Process with Statistical Inference (ML) where A is the set of discrete actions of MFIN stock holders, F is the set of discrete states, P : S × F × S → R is the transition probability distribution, R : S × F → R is the reaction function, and γ ∈ [0, 1] is a move factor for expectation.1,2,3,4
Sample Set: Neural Network
Stock/Index: MFIN Medallion Financial Corp. Common Stock
Time series to forecast: 1 Year
According to price forecasts, the dominant strategy among neural network is: Hold
n:Time series to forecast
p:Price signals of MFIN stock
j:Nash equilibria (Neural Network)
k:Dominated move of MFIN stock holders
a:Best response for MFIN target price
Statistical inference is a process of drawing conclusions about a population based on data from a sample of that population. In machine learning (ML), statistical inference is used to make predictions about new data based on data that has already been seen.5 In statistics, a factor is a variable that can influence the value of another variable. Factors can be categorical or continuous. Categorical factors have a limited number of possible values, such as gender (male or female) or blood type (A, B, AB, or O). Continuous factors can have an infinite number of possible values, such as height or weight. Factors can be used to explain the variation in a dependent variable. For example, a study might find that there is a relationship between gender and height. In this case, gender would be the independent variable, height would be the dependent variable, and the factor would be gender.6,7
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MFIN Stock Forecast (Buy or Sell) Strategic Interaction Table
Strategic Interaction Table Legend:
X axis: *Likelihood% (The higher the percentage value, the more likely the event will occur.)
Y axis: *Potential Impact% (The higher the percentage value, the more likely the price will deviate.)
Z axis (Grey to Black): *Technical Analysis%
MFIN Medallion Financial Corp. Common Stock Financial Analysis*
Medallion Financial Corp. (NASDAQ: MFIN) is a diversified specialty finance company that provides loan products to both individuals and businesses. The company's primary focus is on the secondary mortgage market, where it originates, acquires, and services loans. Medallion also offers a variety of other financial products, including commercial loans, personal loans, and credit cards. The company's financial outlook is mixed. On the one hand, Medallion is facing a number of headwinds, including rising interest rates and increased competition. On the other hand, the company has a strong track record of profitability and growth. Overall, analysts expect Medallion to continue to generate positive earnings in the coming years. However, the company's growth is likely to slow as interest rates rise and competition increases. Here are some of the key factors that are likely to impact Medallion's financial outlook in the coming years: * **Rising interest rates:** The Federal Reserve has raised interest rates several times in recent months, and it is expected to continue to do so in the coming years. This will increase the cost of borrowing for Medallion and its customers, which could lead to a decline in loan originations. * **Increased competition:** The secondary mortgage market is becoming increasingly competitive, as more and more companies are entering the space. This is making it difficult for Medallion to maintain its market share. * **Strong track record:** Medallion has a long history of profitability and growth. The company has a strong brand and a loyal customer base. This should help it weather the current challenges and continue to grow in the coming years. Overall, Medallion Financial Corp. is a well-established company with a strong track record. However, the company is facing a number of headwinds that could impact its financial outlook in the coming years. Investors should carefully consider these factors before making an investment in Medallion.
| Rating | Short-Term | Long-Term Senior |
|---|---|---|
| Outlook* | B1 | B1 |
| Income Statement | Caa2 | C |
| Balance Sheet | Baa2 | Baa2 |
| Leverage Ratios | Ba1 | Baa2 |
| Cash Flow | B1 | Baa2 |
| Rates of Return and Profitability | Caa2 | Caa2 |
*Financial analysis is the process of evaluating a company's financial performance and position by neural network. It involves reviewing the company's financial statements, including the balance sheet, income statement, and cash flow statement, as well as other financial reports and documents.
How does neural network examine financial reports and understand financial state of the company?
Medallion Financial Corp. Common Stock Market Overview and Competitive landscape
The market for Medallion Financial Corp. Common Stock is highly competitive. The company faces competition from a number of other financial services companies, including banks, credit unions, and other non-bank lenders. Medallion Financial Corp. Common Stock is also subject to the regulatory environment in which it operates. The company is required to comply with a number of regulations, including those imposed by the Federal Reserve, the Securities and Exchange Commission, and the Consumer Financial Protection Bureau. Despite the competitive landscape, Medallion Financial Corp. Common Stock has been able to maintain its market share. The company has a strong brand name and a long history of providing financial services to customers. Medallion Financial Corp. Common Stock also offers a wide range of products and services, which helps to attract customers. The following are some of the key competitors of Medallion Financial Corp. Common Stock: * Bank of America Corporation * JPMorgan Chase & Co. * Citigroup Inc. * Wells Fargo & Co. * Capital One Financial Corporation * American Express Company * Discover Financial Services * Synchrony Financial * Ally Financial Inc. These companies compete with Medallion Financial Corp. Common Stock for customers by offering a variety of financial products and services, including loans, deposits, and credit cards. They also compete on price, convenience, and customer service. The competitive landscape for Medallion Financial Corp. Common Stock is likely to remain challenging in the coming years. The company will need to continue to innovate and find new ways to attract customers in order to maintain its market share.
Future Outlook
Medallion Financial Corp. (NASDAQ: MFIN) is a holding company that provides non-bank financial services to the US middle market. The company's primary business is originating, funding, and servicing loans to small and medium-sized businesses. Medallion also offers a range of other financial products and services, including equipment leasing, factoring, and treasury management services. The stock has been on a downward trend for the past few years, and it is currently trading at around $2.50 per share. However, there are a number of factors that suggest that the stock could see a turnaround in the future. First, the company is well-positioned to benefit from the economic recovery. As the economy improves, small businesses are likely to increase their demand for loans and other financial services. Medallion is well-positioned to meet this demand, as it has a long history of providing financial services to small businesses. Second, the company has a strong management team. The CEO, Tom FitzGerald, has been with the company for over 20 years and has a proven track record of success. The other members of the management team are also experienced and qualified. Third, the company has a strong balance sheet. Medallion has a low debt-to-equity ratio and a healthy cash flow. This gives the company the financial flexibility to weather any economic storms. Overall, there are a number of factors that suggest that Medallion Financial Corp. could see a turnaround in the future. The stock is currently trading at a discount, and it could be a good investment for investors who are looking for a turnaround story. Here are some specific catalysts that could drive the stock higher in the future: * Increased demand for loans from small businesses as the economy recovers. * New product and service offerings that appeal to small businesses. * Increased market share through acquisitions or organic growth. * Improved profitability through cost-cutting measures or revenue growth. If these catalysts materialize, Medallion Financial Corp. could see its stock price rise significantly in the future.
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